Some Advice For HYIP Beginners

This article describes hyip - investment programs. It is intended for those who are the beginners in such business. I think, a beginner can gather some rules and advice that can help not to lose but earn some money by participating in such projects.
First of all, you should decide: whether this method of earning money appeals to you? First of all, answer the following questions, and then make your own decision.
I do not advise you to start participating in this business if the following character traits are inherent to you:

1. You are afraid to risk your money. It is necessary to note, that absolutely reliable hyip projects do not exist. Any commercial or state bank offers low profitability of an investment with high reliability. On the contrary, hyip offers high liquidity, but often many of them have a short term of existence.

2. You should realize that hyip projects cannot make a profit from anything. You should deposit necessarily some minimum of money to receive profit. It is well-known, that it is impossible to receive something from anything. If you do not have necessary minimum (as a rule, it's over 100-1000$) you should earn and deposit them first.

3. Are you very emotional? Are you nervous? In this case, hyip business is not for you. Moreover, if you are capable to unforeseen rash acts, is very dangerous to participate in hyip projects. In the first case you'll suffer from sleeplessness, in the second - an opportunity to lose quickly all the money.

4. You like to blame others for your mistakes.
If, once a failure occurs, you blame everyone (be it an administrator, a friend, a boss, the government, God, weather, coincidence etc) except yourself, you should stay away from HYIP. Keep in mind that YOU are the only one being responsible for the decisions you are making, and the entire fault in case of a failure is yours. If you have lost money in HYIP – you are the only one who is to blame for your unpredictability and greed, having taken over your common sense. Remember that no one was pulling you on a lace and you have voluntarily given your money to a scammer.

5. I strongly advise you not to participate in hyip projects, if cheating is inherent in your character. There are too many dishonest persons in this business besides you.

HYIP – is for you, if:

1. HYIP is the best way of earning money for you, if the realized risk - congenital feature of your character. You should understand, that risk is a noble business. You should be ready to risk anywhere and anywhen to subdue top or to lose all. You’ve got a well-developed intuition and common sense.

2. For a successful promotion in hyip business you should have a good intuition and skill of precise analysis. Your experience and intuition should be a basis of your decisions. Your experience and opinion should have priority over the opinion of hyip forums participants etc. You and only you make a decision whether participate or not participate in this or that project.

3. You should be capable of taking experience from the latest mistakes.

Hyip is not intended for those who recedes after the first defeat. Hyip - a choice of strong people, able to make conclusions from their mistakes.

HYIP : first steps.

This part of the article is an array of advices for those people, who meet the requirements stated above and decide to take part in hyip business.
How to begin. You should take some knowledge before participation in hyip. You can get this knowledge by reading news on different forums, opinions of well-known people and professionals of this business. It is well-known, that's learning from mistakes of others is better than from your own. You should start only after your own close research of hyip business world.

Starting capital. A lot of hyip programs have too small start invest capital about $1-5. You should clearly understand that such a small sum of money can’t be the foundation of real business. You’d better buy a beer for yourself than participate in hyip business with such money. You should start your learning with at least $100, expanding this amount till $1000, if you want to succeed. And you should remember that amount of your investments and possible loosing of them should not be fatally dangerous for you.

A variety of investments. Do not invest all of your money in any unique invest-project. You should have contributions in at least ten various projects, you'll have an opportunity to succeed. You should clearly understand, that always there is a high risk of half of these funds to be closed.

You should ensure the safety of your accounts if do not want to be plundered by hackers of various kinds, swindlers, etc. Do not forget to update anti-virus software and firewall programs on your machine. Only you can protect yourself from a robbery by hackers.

Life expectancy of hyip projects.
Any investment program chosen by you should be preliminary researched by you. You should estimate the time of its existence and starting your work on the project. You should know, that any of such investment projects has a certain term of life. The overwhelming majority of projects are financial pyramids, also known as ponzies. They pay you from the deposits of new investors for a period of time while new investments are larger than the total amount of payouts. If you try to participate in an old program, you will face a huge risk of getting in the bottom of such financial pyramid.

Stages of development. Any program has a certain life of expectancy. This life can be divided into some periods conditionally:

1. The opening of the program. This is the most successful time for investment. The program receives big investments, investors receive their interest and demand withdrawal quite seldom. Bankruptcy at this stage can be caused by admin's insincerity. He can decide and disappear with the money instead of continuing the work of the project. Such state of events can be determined by researching statistics of the program. Such project is a bankrupt if in statistics the huge quantity of investments in the beginning of the work of the project is specified. Also the project can become incapacitated, because a huge amount of money was spent on advertising campaign and website design.

2. The period of stability. It is the period of the most fruitful existence of the project, when the program develops, deposits grow, and the small quantity of withdrawals of money is made.

3. The end of existence. This stage comes, when the amount of inquiries about withdrawal reaches the sizes of the common capital of the project. Admin closes the project, leaving difference of investments and the withdrawn incomes to itself.

4. Sometimes project continues its existence. It is possible in that case if it's really the productive investment project or a commercial deceit by means of advertising. This stage is a logic end of activity of the project. You should o withdraw the money at this stage if it is still possible.

5. Extraordinary events.It may take place if the website of the project is attacked by hackers. The most probable consequence of this accident is complete bankruptcy of the project.

Types of hyip projects.

1. Short-term ponzies
It is a kind of programs promising up to 200% daily payment. Usually term of life of such programs is no longer than one or two weeks. It is very dangerous to invest in such projects, which are like “roulette." I strongly recommend not to participate in such programs.

2. Medium-term ponzies
Term of life of such programs may change from about two weeks to two months. They pay around 5-7 percent a day. This is the most dangerous kind of projects.

3. Long-term ponzies
It's the best way for your investments. The real period of existing of such programs is about five months, and some of the most successful can live till half a year. Their payments are about from 2-3 percent a day. So, you have a high possibility of returning your investments in a two-month term and earn some profit.
4. Extra-long term projects.

This type of projects can work a very long period of time, a whole year. They promise less than 25 % monthly. Nevertheless, it is a very dangerous kind of projects. You should put concerning the big deposit to receive the essential income in this case. The risk in this project is very high, so, participation in such projects is not your best way to earn the money.
Private programs.

When you start to participate in investment projects, you'll hear about so called private projects. Their admins admit that new members can participate in such programs only by the special invitation. It is not a VIP project as you think. It's a simple advertising attempt to get more investments from its old members. The unique feature of such projects is their quite high life expectancy. You should be very careful with such projects. Programs of such kind have too high possibility to be closed soon.

You should keep in mind that HYIP world has a lot fake programs. You should rely on your own experience and experience of professional investors. Pay attention to messages on hyip forums. It is important to monitor the admin's speeches - it is not very difficult to tell the truth from lie. For example, admin, most likely, say lies speaking about the use of investments on FOREX, because an overwhelming majority of such projects are only financial pyramids.

HYIP is an uneasy business, and administrators often escape with the invested money. You should clearly understand that there is no way to get back your loosed money. You should always remember it! You should know that there is no mechanism to control Internet payments. Rules of all HYIP projects say that the administrator is not responsible for your money and you are depositing them voluntarily. Practically it is impossible to start lawsuit against a dishonest admin of hyip project, but it's impossible to return your money. Even charges on police investigation will exceed the sum of your deposit. HYIP projects do not submit to any laws.
If you have decided to participate in HYIP business - I sincerely wish you good luck and be rich!

To Day Trade or Not to Day Trade

Day trading earned a much-deserved negative reputation during the Nasdaq bubble in the late 1990's. Then you could find many day trading schools and trading rooms that tried to make day trading look like easy money, mostly with video arcade style trading applied to Nasdaq stocks. Most of those rooms and methods are now gone. But replacing the Nasdaq day traders are a new crop of on-line trading rooms and trading schools that focus on stock index futures and forex.

Is this the same madness of nearly a decade ago? Is day trading a viable approach to making money in the markets?

Among the investing establishment, day trading certainly has a negative reputation. When I am in a debate with a typical investor I hear comments such as: "I've never met a day trader that made any money. The costs of commissions and data eat up any profits. Day traders are chained to their computers all day while I am at the golf course. And of course, the really big money is made in the long term and day traders miss all those big trends."

These are all good points. I'll take them one at a time. Of course most people I meet near where I live have never met a day trader that made any money. I live in the Pacific Northwest, far away from the pits and trading floors in New York and Chicago. Most of the traders on the floors of the pits and exchanges are in fact trading in and out of the markets all day long. The are day trading. They are creating liquidity in the markets. They insure that the spread between contract months is in line and liquid. They are there to take the other side of the retail paper that comes into the market. The markets could not exits without the day traders who are professional and make their full time living from the small, numerous trades and small profits they take out of the markets. With new technology and lower transactions costs, off the floor, screen based day traders also contribute to this liquidity.

Are transaction costs and equipment a detriment? It was difficult to overcome transaction costs just a few years ago if you were an off the floor trader. Today commissions are practically negligible, and some of the best charting and data packages are essentially free with a minimum of trading activity.

And what about being chained to a computer all day, while your friends are out playing golf. It is true that to make money day trading one has to monitor the market during the trading day. I guess one could also say that to be a surgeon one has to spend some time at the hospital, and if you were a baseball player you would have to spend some time at the baseball field. It is hard to comment much further if anyone is going to criticize someone's career for actually having to be there while working at it.

Day traders certainly do miss some of the big moves. However, the big moves are rare. More common is the daily up and down pulsation of the market, and day traders are able to capture many up and down swings during the day, while the longer time frame trader has to sit through seemingly endless back and forth chop. In fact, markets spend most of their time trying to find trend direction, with much of that time spent in sideways patterns that make it difficult to make money on a position trade basis. Also, what information does the longer-term trader have to suggest a profit in that time frame? The day trader can more easily see what is there and what is happening right now. It is much more difficult to look out into the future and to make an assessment of what conditions might prevail a year or two out. A day trader doesn't rely on information disseminated by an analyst. He merely trades what is in front of him. He trades what he sees; not what he is fed by outside, non-market-generated information that may be questionable.

And what about the really big, wealth building kind of money that is the objective of the very long-term investor. Warren Buffett has made some really big money, and he is about the longest-term investor you could use as an example. I am quite sure he wouldn't advise day trading. Of course his ability to place large trades is made much easier because day traders are doing their job. It is true that in the very long term, if you are very good at seeing the big picture mega-trends, and use the power of compounding, truly spectacular gains can be had in the very long-term time frame. But even Mr. Buffett has a difficult time maintaining his own track record. Very few portfolio managers can keep up with the broad-based indexes for more than a year or two, let along better them. But the very long term does take advantage of the overall bullish trend of stocks over long periods of time. The same cannot be said for commodities, although to some degree they can keep up with inflation. While short-term day trading can be stressful, long-term investing can try your patience. Can you sit through twelve or more years of no returns or even negative returns? That can happen to the long time frame investor. The market may have long stretches of sideways movement, but the day trader still has the opportunity of many up and down trends available nearly every day.

There are some additional points to consider before considering day trading. It should be obvious, but some people just cannot make decisions quickly enough to day trade. Some people require more information and confirmation by looking at many indicators. With day trading, there just isn't the luxury of time to consult with many indicators, especially if a very short time frame is being used. It is better to use few or no indicators. A certain amount of intuition about the market you trade will in time, with enough experience, begin to emerge, which may take the place of looking at many indicators.

For many the biggest obstacle to day trading is the stress level. Concentration often must be maintained for long period of time during sometimes inhospitable market conditions. The stress level can be magnified as the time frame shortens. The stress can be intense while in a trade if the equipment and technology break down. You can have a backup computer, a backup high speed internet connections, a backup power supply, and backup brokerage accounts. Even with everything backed up the exchange order entry or data feed can go down at just the wrong time. With electronically traded contracts the only thing that can be done is to try to hedge in a similar market, if one is available. Even when all the technology seems to be working, there can be deceptive delays in data during sudden fast market conditions that can introduce slippage that wasn't apparent during testing.

After having traded in many time frames and trading styles, I think the most important issue is to find a trading style that fits the personality of the trader, and not rule out day trading because of misconceptions. There is not a right or wrong answer to the question of the feasibility of day trading. But it must suit the individual trader. For some traders long term investing is totally wrong, and day trading is a better fit. One will only know after trying, and keeping realistic expectations in mind. Also, I think it is a good idea to stay out of the crowd and chose a time frame very short or very long. It is difficult to take profits from the market if you are looking at the same information as the masses. Often either a day trading approach or a very long-term approach will prove to be a

Some Advice For HYIP Beginners

This article describes hyip - investment programs. It is intended for those who are the beginners in such business. I think, a beginner can gather some rules and advice that can help not to lose but earn some money by participating in such projects.
First of all, you should decide: whether this method of earning money appeals to you? First of all, answer the following questions, and then make your own decision.
I do not advise you to start participating in this business if the following character traits are inherent to you:

1. You are afraid to risk your money. It is necessary to note, that absolutely reliable hyip projects do not exist. Any commercial or state bank offers low profitability of an investment with high reliability. On the contrary, hyip offers high liquidity, but often many of them have a short term of existence.

2. You should realize that hyip projects cannot make a profit from anything. You should deposit necessarily some minimum of money to receive profit. It is well-known, that it is impossible to receive something from anything. If you do not have necessary minimum (as a rule, it's over 100-1000$) you should earn and deposit them first.

3. Are you very emotional? Are you nervous? In this case, hyip business is not for you. Moreover, if you are capable to unforeseen rash acts, is very dangerous to participate in hyip projects. In the first case you'll suffer from sleeplessness, in the second - an opportunity to lose quickly all the money.

4. You like to blame others for your mistakes.
If, once a failure occurs, you blame everyone (be it an administrator, a friend, a boss, the government, God, weather, coincidence etc) except yourself, you should stay away from HYIP. Keep in mind that YOU are the only one being responsible for the decisions you are making, and the entire fault in case of a failure is yours. If you have lost money in HYIP – you are the only one who is to blame for your unpredictability and greed, having taken over your common sense. Remember that no one was pulling you on a lace and you have voluntarily given your money to a scammer.

5. I strongly advise you not to participate in hyip projects, if cheating is inherent in your character. There are too many dishonest persons in this business besides you.

HYIP – is for you, if:

1. HYIP is the best way of earning money for you, if the realized risk - congenital feature of your character. You should understand, that risk is a noble business. You should be ready to risk anywhere and anywhen to subdue top or to lose all. You’ve got a well-developed intuition and common sense.

2. For a successful promotion in hyip business you should have a good intuition and skill of precise analysis. Your experience and intuition should be a basis of your decisions. Your experience and opinion should have priority over the opinion of hyip forums participants etc. You and only you make a decision whether participate or not participate in this or that project.

3. You should be capable of taking experience from the latest mistakes.

Hyip is not intended for those who recedes after the first defeat. Hyip - a choice of strong people, able to make conclusions from their mistakes.

HYIP : first steps.

This part of the article is an array of advices for those people, who meet the requirements stated above and decide to take part in hyip business.
How to begin. You should take some knowledge before participation in hyip. You can get this knowledge by reading news on different forums, opinions of well-known people and professionals of this business. It is well-known, that's learning from mistakes of others is better than from your own. You should start only after your own close research of hyip business world.

Starting capital. A lot of hyip programs have too small start invest capital about $1-5. You should clearly understand that such a small sum of money can’t be the foundation of real business. You’d better buy a beer for yourself than participate in hyip business with such money. You should start your learning with at least $100, expanding this amount till $1000, if you want to succeed. And you should remember that amount of your investments and possible loosing of them should not be fatally dangerous for you.

A variety of investments. Do not invest all of your money in any unique invest-project. You should have contributions in at least ten various projects, you'll have an opportunity to succeed. You should clearly understand, that always there is a high risk of half of these funds to be closed.

You should ensure the safety of your accounts if do not want to be plundered by hackers of various kinds, swindlers, etc. Do not forget to update anti-virus software and firewall programs on your machine. Only you can protect yourself from a robbery by hackers.

Life expectancy of hyip projects.
Any investment program chosen by you should be preliminary researched by you. You should estimate the time of its existence and starting your work on the project. You should know, that any of such investment projects has a certain term of life. The overwhelming majority of projects are financial pyramids, also known as ponzies. They pay you from the deposits of new investors for a period of time while new investments are larger than the total amount of payouts. If you try to participate in an old program, you will face a huge risk of getting in the bottom of such financial pyramid.

Stages of development. Any program has a certain life of expectancy. This life can be divided into some periods conditionally:

1. The opening of the program. This is the most successful time for investment. The program receives big investments, investors receive their interest and demand withdrawal quite seldom. Bankruptcy at this stage can be caused by admin's insincerity. He can decide and disappear with the money instead of continuing the work of the project. Such state of events can be determined by researching statistics of the program. Such project is a bankrupt if in statistics the huge quantity of investments in the beginning of the work of the project is specified. Also the project can become incapacitated, because a huge amount of money was spent on advertising campaign and website design.

2. The period of stability. It is the period of the most fruitful existence of the project, when the program develops, deposits grow, and the small quantity of withdrawals of money is made.

3. The end of existence. This stage comes, when the amount of inquiries about withdrawal reaches the sizes of the common capital of the project. Admin closes the project, leaving difference of investments and the withdrawn incomes to itself.

4. Sometimes project continues its existence. It is possible in that case if it's really the productive investment project or a commercial deceit by means of advertising. This stage is a logic end of activity of the project. You should o withdraw the money at this stage if it is still possible.

5. Extraordinary events.It may take place if the website of the project is attacked by hackers. The most probable consequence of this accident is complete bankruptcy of the project.

Types of hyip projects.

1. Short-term ponzies
It is a kind of programs promising up to 200% daily payment. Usually term of life of such programs is no longer than one or two weeks. It is very dangerous to invest in such projects, which are like “roulette." I strongly recommend not to participate in such programs.

2. Medium-term ponzies
Term of life of such programs may change from about two weeks to two months. They pay around 5-7 percent a day. This is the most dangerous kind of projects.

3. Long-term ponzies
It's the best way for your investments. The real period of existing of such programs is about five months, and some of the most successful can live till half a year. Their payments are about from 2-3 percent a day. So, you have a high possibility of returning your investments in a two-month term and earn some profit.
4. Extra-long term projects.

This type of projects can work a very long period of time, a whole year. They promise less than 25 % monthly. Nevertheless, it is a very dangerous kind of projects. You should put concerning the big deposit to receive the essential income in this case. The risk in this project is very high, so, participation in such projects is not your best way to earn the money.
Private programs.

When you start to participate in investment projects, you'll hear about so called private projects. Their admins admit that new members can participate in such programs only by the special invitation. It is not a VIP project as you think. It's a simple advertising attempt to get more investments from its old members. The unique feature of such projects is their quite high life expectancy. You should be very careful with such projects. Programs of such kind have too high possibility to be closed soon.

You should keep in mind that HYIP world has a lot fake programs. You should rely on your own experience and experience of professional investors. Pay attention to messages on hyip forums. It is important to monitor the admin's speeches - it is not very difficult to tell the truth from lie. For example, admin, most likely, say lies speaking about the use of investments on FOREX, because an overwhelming majority of such projects are only financial pyramids.

HYIP is an uneasy business, and administrators often escape with the invested money. You should clearly understand that there is no way to get back your loosed money. You should always remember it! You should know that there is no mechanism to control Internet payments. Rules of all HYIP projects say that the administrator is not responsible for your money and you are depositing them voluntarily. Practically it is impossible to start lawsuit against a dishonest admin of hyip project, but it's impossible to return your money. Even charges on police investigation will exceed the sum of your deposit. HYIP projects do not submit to any laws.
If you have decided to participate in HYIP business - I sincerely wish you good luck and be rich!